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The Way To Pay For Residence Renovations You won't get 0% financing, but rates of interest do are typically decrease since your personal home's fairness is getting used as collateral. "For residence enchancment, I'm a big fan of the home equity line of credit, or a HELOC," Nashville-based planner, Jeanne Fisher, tells Select. "A yard renovation actually resonated with us as a result of it was crucial," Reyes tells Select. "We have a laundry list of things that we want to work on in…